Build or Rebuild Your Credit - Start Here
At WSSC FCU, we’re committed to helping our members build strong financial futures. Our Credit Builder Loan is designed for members looking to establish or rebuild their credit. It’s a great way to demonstrate positive credit behavior while setting aside money for future savings.
How It Works:
Loan Funds Held in Your Account: The funds you borrow are held in a WSSC FCU savings account while you make monthly payments. Once the loan is fully repaid, the funds are released to you, giving you both improved credit and savings. This loan product is not for those members who need access to the funds before the loan has been paid-off.
Boost Your Credit Score: On-time payments are reported to the credit bureaus, helping you build or improve your credit score.
Affordable Monthly Payments: Flexible terms and manageable payments make it easier to succeed.
Whether you're new to credit or looking to rebuild, a Credit Builder Loan can help you move forward with confidence.