Transform Your Space, Your Way
At WSSC Federal Credit Union, we believe your home should reflect your dreams. Whether you’re looking to upgrade your kitchen, remodel a bathroom, or tackle repairs, our Home Improvement Loans offer the perfect solution—without the stress of liens or closing costs. From big renovations to smaller improvements, we make financing easy and accessible.
Key Benefits:
No Liens or Closing Costs: Keep your home free from liens, and enjoy no extra fees.
Fixed Rates as Low as 6.25% APR: Lock in a great rate with predictable monthly payments.
Quick Approval Process: Get your funds faster, so you can start your project sooner.
Terms up to 120 Months: Spread out payments over time with flexible terms.
Loan Amounts from $7,500 to $40,000: Finance any size project, big or small.
Home Deductible Reimbursement: We provide you with one year of HDR (Home Deductible Reimbursement) coverage at the time of loan closing. HDR will reimburse you for up to $1,000 you may pay in deductibles on qualifying claims paid under your homeowners insurance.
Debt Protection: Protect your loan and safeguard your finances with our Debt Protection option. This coverage can help relieve your financial burden if an unexpected event—such as job loss, disability, or even death—prevents you from making loan payments. Debt Protection ensures that, in challenging times, you or your family can stay financially secure, giving you peace of mind as you improve your home.
Whether you're modernizing your space or making essential repairs, we’re here to help make your home improvement dreams a reality.
Restrictions: You must have a credit score of 680 or greater and a DTI (debt-to-income) ratio of less than 40% to qualify for this loan product, as well as meet other criteria. If you do not meet these requirements, you may qualify for a Signature Loan, which may be used for the purpose of home improvements. You are required to provide a quote, estimate, or other documentation supporting the amount you are requesting to borrow.
Loan Payment Calculator
Loan Amount Afford Calculator
Other home improvement products available.
*APR = Annual Percentage Rate. Actual rate is based upon evaluation of the applicant’s credit. Your actual APR may vary.
**Other restrictions apply. Please see the credit union for further details.
