Borrow with Confidence - Backed by Your Savings
A Savings or Certificate Secured Loan is an excellent option for members who want to borrow money at a lower interest rate while using their savings or certificates as collateral. Whether you're looking to consolidate debt, make a large purchase, or fund a special project, this loan allows you to access the funds you need without depleting your savings.
Key Features:
Low Interest Rates: Enjoy a lower rate because your loan is secured by the funds in your savings or certificate account.
Continue Earning Dividends: Your savings or certificate will continue to earn dividends, even as it's used as collateral.
Flexible Loan Amounts: Borrow up to the value of your share or certificate balance.
No Prepayment Penalties: Pay off your loan early without extra fees.
Access the money you need while keeping your savings intact with a Savings or Certificate Secured Loan from WSSC FCU.
