Flexible Financing for Life’s Expenses
A Line of Credit from WSSC FCU gives you the flexibility to borrow as needed, without having to apply for a new loan every time. Whether it’s for an unexpected expense, home improvements, or simply to have a financial cushion, a personal line of credit ensures you have access to funds when you need them.
Key Features:
Flexible Access: Borrow and repay funds as needed, only paying interest on the amount you use.
Convenient Access: Transfer funds from your LOC to your checking account via Online Banking, Mobile Banking, or at a branch.
Competitive Rates: Enjoy low rates and affordable payments, making it easy to manage your finances.
No Prepayment Penalties: Pay off your balance at any time without additional fees.
Variable Rate: This loan product has a variable rate which is tied to the Prime Rate plus a margin, which is determined by your credit score at the time of application. Rates are subject to change on a quarterly basis.
Debt Protection: Protect your finances with Debt Protection for your Line of Credit. In the event of job loss, disability, or death, this coverage helps ensure your payments are managed, offering security and peace of mind during unexpected challenges.
Whether it’s planned or unexpected, a Line of Credit gives you the flexibility to manage life’s expenses with ease.