Finance Smaller Expenses with Ease
A prime advantage of building a lasting relationship with WSSC Federal Credit Union is the ability to take advantage of our Holiday365 Loan Program. This program started many years ago, but was only available during the holiday season. Our members demanded greater access to the program, so we renamed it and made it available year round in 2016. Qualifying members do not have to go through the normal underwriting process to request their loan. If you submit the application and have the application fee available in your account, your application will be processed in the order in which it is received, but no later than 3 business days after receipt.
Key Benefits of a Holiday365 Loan:
Fast and Simple Application: Get the money you need quickly with a hassle-free application process.
Low 17.50% APR and Application Fee: Compared to similar borrowing options or credit cards, our Holiday365 Loan carries a great fixed rate of 17.50% APR and has a low $15 application fee.
No Credit Check Required: As long as you’ve been a member in good standing for at least six months and have an active account, you could qualify without a credit check*.
Loan Amounts from $500 to $2,000: Borrow what you need to cover any expense, with affordable repayment terms. If you use this product for the holidays, consider using the amount borrowed to be your budget, so you can put some controls in place on your spending.
Online Account Access: Keep track of your loan and payments with convenient online banking.
Debt Protection: Debt Protection is available for this loan product.
How to Qualify:
Be a WSSC FCU member in good standing for at least six months.
Have an active account with the credit union.
First-time borrowers may face additional restrictions.
Take the financial stress out of life with a Holiday365 Loan from WSSC FCU. Whether it’s gifts, travel, car repairs, or holiday preparations, we’re here to help you enjoy a stress-free season.
Apply for a Holiday365 Loan Today
- First-Time Borrower Application
- $500 Loan Application
- $1,000 Loan Application
- $1,500 Loan Application
- $2,000 Loan Application
*Only one Holiday365 Loan per member. Additional conditions and restrictions may apply.
