Take Control of Your Debt
Consolidate high-interest balances into one simple monthly payment.
If rising interest rates and multiple payments are making it harder to stay ahead, WSSC FCU is here to help. Our special Debt Consolidation Loan is designed to help qualified members save on interest, simplify finances, and pay down debt with confidence.
Special Fixed Rates
- Borrow from $1,000 to $25,000
- Up to 60 months on loans up to $15,000 at a fixed 9.00% APR*
- Up to 84 months on loans up to $25,000 at a fixed 11.00% APR*
Funds are paid directly to your creditors, helping you streamline balances into one manageable payment.
Why Consolidate?
- Lower your overall interest costs
- Simplify multiple payments into one
- Create a clearer payoff strategy
- Reduce financial stress
- Stay focused on your goals
Qualification Requirements
To qualify for this special offer, members must:
- Have a minimum credit score of 650
- Maintain a debt-to-income ratio of 45% or less
- Have no missed payments on unsecured debt within the past 12 months
Please note:
- Existing WSSC FCU debt cannot be included
- Approved loan amounts may vary based on unsecured credit limits
- Members who do not qualify may still be considered for a traditional Signature Loan for debt consolidation
Plan Your Payoff Strategy
Use our convenient calculators to estimate payments and build your debt payoff plan:
Ready to Simplify Your Finances?
Apply today and take the next step toward less stress and more financial confidence.
*APR = Annual Percentage Rate. Rates and terms are accurate as of May 1, 2026, and are subject to change without notice. Loans available from $1,000 to $25,000. Loans up to $15,000 are available for terms up to 60 months at a fixed 9.00% APR. A loan of $15,000 at 9.00% APR for 60 months would have an estimated monthly payment of $312.55. Loans up to $25,000 are available for terms up to 84 months at a fixed 11.00% APR. A loan of $25,000 at 11.00% APR for 84 months would have an estimated monthly payment of $430.06. All loans are subject to credit approval and underwriting guidelines. Borrower must have a minimum credit score of 650, a maximum debt-to-income ratio of 45%, and no missed payments on unsecured debts within the past 12 months. Loan funds must be disbursed directly to creditors and cannot be used to pay off or refinance existing WSSC FCU loans. The approved loan amount may be less than the amount requested based on unsecured credit limits per member. Members who do not meet the qualifications for this offer may be considered for a WSSC FCU Signature Loan for debt consolidation at applicable rates and terms. Membership eligibility required.
